FEMA Flood Map Modernization Program Completed in Berks County
(Effective Date: July 3, 2012)
The Federal Emergency Management Agency (FEMA) has updated the floodplain data and maps for Berks County through an effort called Flood Map Modernization. This multi-year project has re-examined flood zones using new topographic data and aerial imagery. As a result, flood zones have changed. Some properties have been mapped into a higher risk zone and some have been mapped into a lower risk zone. The result are revised Flood Insurance Rate Maps (FIRMs) and the Flood Insurance Study (FIS).
The Digital Flood Insurance Rate Maps (DFIRMs) and FIRMs illustrates the extent of flood hazards in your community and is used to determine who must buy flood insurance and the floodplain development regulations that apply in the flood risk zones depicted.
The FIS is a narrative report of a community's flood hazards including: a description of the areas studied and the engineering methods used; past flooding information; and graphic profiles of the flood sources.
* KNOW YOUR RISK *
DETERMINE IF YOUR PROPERTY IS INCLUDED IN THE SPECIAL FLOOD HAZARD AREAS
View FEMA's Digital Flood Insurance Rate Maps (DFIRMs) with Berks County digital data in an interactive web map. Map is for reference purposes ONLY:
View FEMA's Flood Insurance Rate Maps (FIRM) and Flood Insurance Study (FIS) issued July 3, 2012:
To Learn More About Flood Risk and Flood Insurance:
- Visit the National Flood Insurance Program (NFIP) website at www.floodsmart.gov
- Contact the NFIP Telephone Response Center at 1-800-427-4661
- Contact your insurance company or agent. For a list of agents in your area that sell and service NFIP flood insurance policies, go to www.floodsmart.gov and click on "Agent Locator".
- Visit FEMA's LIVE CHAT online Monday-Friday from 9am to 5pm by visiting https://msc.fema.gov/
FEMA Flood Zone Designations and Information to Consider
Properties that are included within a Zone A or AE on the DFIRMs and FIRMs are considered to be in the Special Flood Hazard Areas (SFHAs) or a High Risk Zone.
Flood insurance is mandatory if you live in a high-risk area (Zones A and AE) and have a mortgage from a federally regulated lender.
If you do not have a mortgage, it is recommended that you consider purchasing flood insurance.
If your property is located in a moderate or low risk zone (Zones X), flood insurance is optional.
Contact your insurance agent to learn more and plan for your flood insurance.