The Federal Emergency Management Agency (FEMA) has updated the flood hazard data and maps for Berks County through an effort called Flood Map Modernization. The result are revised Flood Insurance Rate Maps (FIRM) and the Flood Insurance Study (FIS).
The FIRM illustrates the extent of flood hazards in your community and is used to determine who must buy flood insurance and the floodplain development regulations that apply in the flood risk zones depicted.
The FIS is a narrative report of a community's flood hazards including: a description of the areas studied and the engineering methods used; past flooding information; and graphic profiles of the flood sources.
The new maps have an updated base map that will improve the accuracy of floodplain determinations and are available in a digital format. This multi-year project has re-examined flood zones using new topographic data and aerial imagery. As a result, flood zones have changed. Some properties have been mapped into a higher risk zone and some have been mapped into a lower risk zone.
Link to MAP: FEMA's Online Interactive Web Map
* KNOW YOUR RISK *
DETERMINE IF YOUR PROPERTY IS INCLUDED IN THE SPECIAL FLOOD HAZARD AREA
1. To view FEMA's Flood Insurance Rate Maps (FIRM) and Flood Insurance Study (FIS) issued July 3, 2012:
a. Visit the FEMA Map Service Center: https://msc.fema.gov/
b. Contact your municipality.
c. Visit the Berks County Planning Commission Office
2. To learn more about flood risk and flood insurance:
a. Visit the National Flood Insurance Program (NFIP) website at www.floodsmart.gov
b. Contact the NFIP Telephone Response Center at 1-800-427-4661
c. Contact your insurance company or agent. For a list of agents in your area that sell and service NFIP flood insurance policies, go to www.floodsmart.gov and click on "Agent Locator".
FEMA Flood Zone Designations
* Properties that are included within a Zone A or AE on the FIRM are considered to be in the Special Flood Hazard Area or a High Risk Zone.
Flood insurance is mandatory if you live in a high-risk area (Zones A and AE) and have a mortgage from a federally regulated lender.
If you do not have a mortgage, it is recommended that you consider purchasing flood insurance.
If your property is located in a moderate or low risk zone (Zones X), flood insurance is optional.
Contact your insurance agent to learn more and plan for your flood insurance.*
To view all of the definitions of FEMA Flood Zone Designations
, visit FEMA's Map Service Center: https://msc.fema.gov/
Additional informational brochures prepared by FEMA